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$9.99
- What it is: For paychecks that change every month: set a baseline from your lowest months, fund essentials first with a four-tier waterfall, and build a buffer for slow months.
- What is included: Blank workbook plus a filled-in example; Setup: 12 months of income and your baseline (lowest month, average of lowest 3, or your own number); Budget Tiers: Essentials, Important, Wants and Goals, 10 lines each, with a check that essentials fit your baseline. See the full list in the description.
- File format and pages: Two .xlsx files; Standard formulas only, no macros; Works in spreadsheet apps that open .xlsx files.
