Debt Payoff Planner Spreadsheet (.xlsx): Snowball and Avalanche Calculator

Description

A payoff calculator you can see inside. Enter balances, rates and minimum payments, add what you can pay extra, and the workbook builds the month-by-month schedule and rolls each paid-off payment into the next debt.

What’s included

• Blank workbook plus a filled-in example
• Up to 8 debts, snowball (smallest balance first) or avalanche (highest rate first) in one dropdown
• Dashboard: debt-free date, months to go, total interest, interest saved vs minimums only, payoff order
• 20-year month-by-month schedule for every debt
• Comparison with paying only the minimums

File details

• Two .xlsx files
• Standard formulas only, no macros
• Works in spreadsheet apps that open .xlsx files

How it works

• Enter your debts and an extra monthly amount
• Choose Snowball or Avalanche
• Open the Dashboard

Good to know

• It is an estimate based on the numbers you enter (interest is APR divided by 12 each month). It is not financial advice.
• This is a digital download. Nothing is shipped.
• Your download link appears on the order confirmation page and in your order email as soon as payment clears.
• Personal use license: print and use it for yourself and your household. Please don’t resell, share or redistribute the files.
• Because this is a digital product we can’t accept returns. If a file won’t open or something is wrong, contact us and we’ll make it right.

Before you buy

Questions about this download, answered

Expand all

What is included in the Debt Payoff Planner Spreadsheet (.xlsx): Snowball and Avalanche Calculator? 

You get: Blank workbook plus a filled-in example; Up to 8 debts, snowball (smallest balance first) or avalanche (highest rate first) in one dropdown; Dashboard: debt-free date, months to go, total interest, interest saved vs minimums only, payoff order; 20-year month-by-month schedule for every debt; and Comparison with paying only the minimums.

What files and formats do I receive? 

Two .xlsx files; Standard formulas only, no macros; and Works in spreadsheet apps that open .xlsx files.

How do I use it? 

1. Enter your debts and an extra monthly amount. 2. Choose Snowball or Avalanche. 3. Open the Dashboard.

How do I get my files after I buy? 

This is a digital download. Nothing is shipped. Your download link appears on the order confirmation page and in your order email as soon as payment clears.

Can I share or resell it? 

Personal use license: print and use it for yourself and your household. Please don’t resell, share or redistribute the files.

Can I return it? 

Because this is a digital product we can’t accept returns. If a file won’t open or something is wrong, contact us and we’ll make it right.

Is there anything else I should know? 

It is an estimate based on the numbers you enter (interest is APR divided by 12 each month). It is not financial advice.

{“@context”:”https://schema.org”,”@type”:”FAQPage”,”@id”:”https://abundifind.com/product/debt-payoff-planner-spreadsheet-snowball-avalanche/#faq”,”name”:”Debt Payoff Planner Spreadsheet (.xlsx): Snowball and Avalanche Calculator FAQ”,”url”:”https://abundifind.com/product/debt-payoff-planner-spreadsheet-snowball-avalanche/”,”inLanguage”:”en-US”,”publisher”:{“@type”:”Organization”,”name”:”Abundifind, LLC”,”url”:”https://abundifind.com/”},”mainEntity”:[{“@type”:”Question”,”name”:”What is included in the Debt Payoff Planner Spreadsheet (.xlsx): Snowball and Avalanche Calculator?”,”acceptedAnswer”:{“@type”:”Answer”,”text”:”You get: Blank workbook plus a filled-in example; Up to 8 debts, snowball (smallest balance first) or avalanche (highest rate first) in one dropdown; Dashboard: debt-free date, months to go, total interest, interest saved vs minimums only, payoff order; 20-year month-by-month schedule for every debt; and Comparison with paying only the minimums.”}},{“@type”:”Question”,”name”:”What files and formats do I receive?”,”acceptedAnswer”:{“@type”:”Answer”,”text”:”Two .xlsx files; Standard formulas only, no macros; and Works in spreadsheet apps that open .xlsx files.”}},{“@type”:”Question”,”name”:”How do I use it?”,”acceptedAnswer”:{“@type”:”Answer”,”text”:”1. Enter your debts and an extra monthly amount. 2. Choose Snowball or Avalanche. 3. Open the Dashboard.”}},{“@type”:”Question”,”name”:”How do I get my files after I buy?”,”acceptedAnswer”:{“@type”:”Answer”,”text”:”This is a digital download. Nothing is shipped. Your download link appears on the order confirmation page and in your order email as soon as payment clears.”}},{“@type”:”Question”,”name”:”Can I share or resell it?”,”acceptedAnswer”:{“@type”:”Answer”,”text”:”Personal use license: print and use it for yourself and your household. Please don’t resell, share or redistribute the files.”}},{“@type”:”Question”,”name”:”Can I return it?”,”acceptedAnswer”:{“@type”:”Answer”,”text”:”Because this is a digital product we can’t accept returns. If a file won’t open or something is wrong, contact us and we’ll make it right.”}},{“@type”:”Question”,”name”:”Is there anything else I should know?”,”acceptedAnswer”:{“@type”:”Answer”,”text”:”It is an estimate based on the numbers you enter (interest is APR divided by 12 each month). It is not financial advice.”}}]}

Looking for more? See all digital downloads.