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$7.99
- What it is: A paper budget binder: monthly budget, bill tracker, debt snowball tracker, savings trackers, sinking funds, no-spend challenge and cash envelope labels.
- What is included: Monthly budget (3 copies): income, savings and debt, fixed bills, variable spending, planned vs actual; Bill tracker for the year, debt snowball tracker with a payoff chart; Two savings trackers (a 20-step thermometer and a 100-box grid), sinking funds page, 30-day no-spend challenge. See the full list in the description.
- File format and pages: Two PDFs: US Letter and A4; 15 pages each; Single sided, print as many copies as you need.
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$6.99
- What it is: A debt payoff planner spreadsheet with a snowball and avalanche calculator.
- What is included: A blank workbook plus a filled-in example; up to 8 debts, a dashboard (debt-free date, months to go, total interest, interest saved vs minimums only), a 20-year month-by-month schedule and a comparison with paying only the minimums.
- File format: Two .xlsx files; standard formulas only, no macros.
- Note: An estimate based on the numbers you enter; not financial advice.
